Roses Don’t Have to be Red: Valentine’s Day Gift Swaps

Growing up, Valentine’s Day was always celebrated in our house. My parents always got my siblings and me a little gift to show us that we were loved. It was something I always looked forward to every year. Because of this, it was hard for me to understand those who didn’t like Valentine’s Day or simply did not celebrate the…

A Change to the New Year

Okay, I know this is way late, but I have been struggling to come up with a New Year’s Resolution. I’m trying to decide if I actually believe in them. So many New Year’s Resolutions fail every year, it is kind of discouraging. How many people have signed up for a year’s gym membership and quit…

5 Things to Consider Before Buying your First House  

1. The real expense comes after the down payment. You’ve finally saved up enough money to put a down payment on your first house. You and your wife are tired of renting and you’ve pulled overtime, skipped eating out, and worn the same shoes until you’ve walked holes in them. You have no clue what…